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Call Accounts

• Minimum investment amount of N$ 500.00
• No fixed period
• Additional deposit of N$ 100.00 and more can be made
• Funds can be accessed at any given time

Application for call account

32 Day notice account

• Minimum investment amount of N$ 500.00
• Subject to 32 Day notice to obtain funds.
• Invest funds for an indefinite period
• Additional deposit of N$ 100 and more can be made during the month
• Account will be adjusted after 32 days should interest rates change
  

Application for a notice account

60 Day Notice Account

• Invest funds for a indefinite period of time
• Subject to 60 Day notice to obtain funds.
• Funds can be withdrawn upon advising 60 days prior to the time funds will be needed
• Additional deposit of N$ 100.00 and more can be made during the month
• Account will be adjusted after 60 days should interest rates change

Application for a notice account

Fixed Term Deposits

• 90-day Fixed Term Deposit
• 4 to 36 months Fixed Term Deposit
• Investment will mature after the indicated duration
  
• The interest rate remains unchanged for the investment period
• No withdrawals are permitted for the duration of the investment
• A penalty fee is payable upon closing of the account before maturity.
• Minimum investment amount of N$ 500.00
• Additional deposits of N$ 500.00 and more can be made during the investment period

Application for Fixed Term Deposits

Flexi Save-As-You-Earn

• A tax-free interest rate of 2.75% per annum
• No bonus
• Investment period of one year only
• Minimum investment amount of N$100.00
• Additional deposits of N$50.00 and more can be made

Application for SAYE or Flexi-SAYE accounts

Save-As-You-Earn

• A tax free interest rate of 2.75% per annum calculated on a daily balance.
  
• A bonus is payable on the total interest earned upon maturity depending on the invested amount.
  
• Minimum investment amount is N$50.00 and recurring monthly payments equal to the initial deposited amount. 

Application for SAYE or Flexi-SAYE accounts

My Choice

• Some customers want to invest funds FOR a specific number of days or want their funds AFTER a specific number of days, or want their funds AT a specific date.
• The duration of the investment is dependent on the client
• The rate will be determined by the period and amount invested
• Minimum investment amount of N$ 500.00
• Additional deposits of N$ 500.00 and more can be made during the period

Application for My Choice accounts

General information:

• All investments are TAX-FREE provided the customer invests in his/her individual capacity.
• NO annual or administration fees on any product, however penalty fees apply as per terms & conditions.

Click to download the Waiver and Indemnity (E-mailed Statements & Correspondence) for Individual

Click to download the Terms and Conditions